Start
₹1,499/month
Billed monthly
- Class II Scale Serial Intake
- HSN 7113 3% GST Billing
- 5-Bucket Metal Custody
- 3-Minute Daily Close
Your jewellery
business,beautifully simple.
Weigh a piece in, sell it at the counter, send it out on jangad, settle a karigar’s ghat.
Every gram and every rupee lands in the same book — and the day closes because the two agree.
Talks to your weighing scale · HUID and GST handled · Works in Gujarati, Hindi, Marathi and English
Every milligram, accounted for.
0.001g Scale IntakeCounter POS & GSTKarigar Ghat Ledger3-Minute Daily Close
In plain words
Ratnivo is the book, the till and the tag printer for a jewellery shop — in one place.
It replaces the slip book, the calculator beside it, and the memory of whoever has worked there longest.
Every piece has a place
Counter, showcase, safe, with a karigar, or out on jangad. Ask where a piece is and you get an answer — not a search through three registers and a phone call.
Metal and money in one book
A sale, a purchase, a ghat settlement: each one moves grams and rupees together. They cannot disagree later, because they were never two entries.
The day closes when it balances
Count the counter before the shutter comes down. If it does not match, the difference is recorded with a name and a time — settled tonight, not argued about next month.
Everything below shows it working — weigh a piece in, sell one at the counter, settle a karigar. Nothing on this page is a mock-up.
Operating Authority For Indian Jewellers
Zero milligram drift. Complete showroom clarity.
0.001g Scale & Stock CustodyProduct preview · Live operational logic
PIECEGROSS / NETCUSTODY BUCKET
HUID 6X9K2M · 0.001g Class II Verified3 active inventory items
Milligram precision at intake.Direct from scale to ledger.
Connect certified 0.001g balances via Web Serial. Capture gross, stone, net, and fine weight with 6-digit HUID and BIS hallmark audit photos before pieces reach the tray.
Complete control,
from vault opening
to daily close.
- 01
Class II Precision & Digital Intake
Direct Web Serial 0.001g scale capture, stone deduction tables, and 6-digit BIS HUID thermal tag printing with zero keyboard errors.
- 02
5-Bucket Metal Custody & Counter POS
Segregated metal custody across Safe, Counter, Karigars, Approval Memos, and Suspense with automated 3% GST HSN 7113 billing.
- 03
Karigar Ghat & 3-Minute Daily Close
Pure milligram integer dual ledger reconciliation, scrap intake verified against ghat tolerance limits, and maker-checker vault closing.
Designed For The Showroom Floor
Every Counter in Your Palm.
No Bulky Terminals Needed.
Run your complete jewellery operation directly on phones and tablets. From optical barcode intake and 15-second customer checkout to WhatsApp digital passports and 3-minute shutter-down closing.
✓
0.001g Class II Scale
Web Serial & Bluetooth
BIS Hallmark 6X9K2M
Central Registry Verified
Offline PWA Ready
10:24
RATNIVO
Shop Floor POS
HUID: 6X9K2M • BR01-1419
Class II Scale Synchronized
Heritage Kundan Bangle
22K Gold (916) • Hallmarked
GROSS
24.120g
STONE
0.000g
NET FINE
22.094g
Tax Invoice (3% GST):₹1,91,995
Shop Floor POS
Mobile POS & Barcode Scanner
Point phone camera at tag. Instant 0.001g weight sync.
Turn any smartphone into a certified counter checkout terminal. Reads 2D DataMatrix and 1D jewellery tags under ambient showroom lighting, immediately pulling net metal weight, HUID credentials, and live bullion rate.
Operational Trade Truth
Optical tag decoding with sub-second HUID verification. No costly proprietary scanner hardware needed on floor.
Screen:
5-Bucket Metal Custody Architecture
See every handoff, from vault to counter.
Nothing gets lost between steps.
Ratnivo separates stock across 5 rigorous custody accounts: Safe & Vault, Counter Trays, Karigar Workshop, Approval Memos, and Variance Suspense. Your team reconciles every movement with zero paper friction.
Showroom Metal Distribution
Total Custody Fine Weight: 40,691.420 g Fine (999)
Safe / Vault (69.9%)
Counter Trays (15.8%)
Karigars (9.4%)
On Approval (4.9%)
Suspense: 0.000g
Custody Invariant: IN_STOCK
Safe & Vault (IN_STOCK)
High-security bullion and finished stock locked overnight in the branch vault.
All inventory not actively displayed on counter trays rests inside the safe. High-value bridal sets, 24K bullion bars, and reserve trays remain isolated and require an audited vault-out document to move to the counter.
Enforced Domain Invariant:
Σ safe_fine_mg + Σ counter_fine_mg = Total Storefront Metal
Cryptographic Audit Trail•Rule: Vault-in / Vault-out dual signoff•Integer BIGINT Milligram Dual Ledger
Ledger Telemetry
Dual EntryActive Account Scope
Vault Inventory Attestation
Current Reconciled Fine Weight
28,450.850 g Fine Gold
342 items locked in Safe #01. Valuation synchronized with live 24K rate of ₹8,685/g.
Balance: 100% VerifiedZero Unaccounted Drift ✓
Interactive Operational Workbench
0.001g Class II Weighing Balance
& Automatic Counter Capture
Connect your certified Sartorius, Essae, Shimadzu, or Citizen balance via Web Serial. Simulate real-time tare settling, automatic stone deduction, and instantaneous 3% GST calculation with zero manual keyboard entry.
Showroom Counter 1LIVE BILLING
Customer: Pooja & Ketan Mehta • Inv #INV-2026-8842
Weighing Scale Connected (Essae / Sartorius)
Select Item on Counter:
STABLE • ZERO • NET
Class II Certified (d=0.001g)Direct Scale Gross Weight
142.850 g
Auto-Captured via Cable
Zero keyboard typos: Weight transfers directly from the scale into the invoice. Counter staff cannot alter weights or miscalculate stone deductions.
15-Second Instant Bill Breakdown
100% GST & HUID COMPLIANT1. Gross Scale Weight:142.850 g
2. Less Stones & Beads:-4.400 g
3. Net Pure Gold Weight:138.450 g
4. Today's 22K Rate:₹7,960 / g
5. Gold Metal Value:₹11,02,062
6. Making Charges (12%):₹1,32,247
7. GST 3% (CGST 1.5% ₹18,515 + SGST 1.5% ₹18,514):₹37,029
Final Payable Total:
Includes 3% GST (HSN 7113)
₹12,71,338
BIS Hallmarking:HUID: 6X9K2M
Govt. Verified ✓Hands-On Interactive Sandbox
Try the 15-Second Counter POS Billing
Experience how quickly Ratnivo auto-deducts stone weights, calculates making charges, and applies the statutory 3% GST HSN 7113 split with zero manual arithmetic.
1. Select Showroom Barcode Tag
2. Live Gold Rate Benchmark₹7,960 / gram
Gross Scale Weight:48.620 g
Less: Stone / Enamel Deduction:- 3.420 g
Net Gold Weight:45.200 g
Reconciled Fine Gold (999 basis):41.403 g
Mandatory BIS HUID:AB92M4
Counter POS CalculationVerified Clean Bill
Pure Metal (45.200g × ₹7960):₹3,59,792
Making Charges (48.620g × ₹850):₹41,327
Certified Diamond / Stone Value:₹2,800
Taxable Value:₹4,03,919
CGST (1.5% HSN 7113):₹6,059
SGST (1.5% HSN 7113):₹6,059
Final Showroom Total
₹4,16,037
Dual Ledger:
+41.403g Pure Metal
Interactive Financial Model
How Much Gold Is Leaking
From Your Showroom & Workshop?
Even a tiny 0.4% discrepancy in karigar ghat, counter rounding, or slip-book transfers costs an Indian jewellery showroom lakhs every year. Move the sliders to see your projected savings.
8 kg (8000 grams)
1 kg25 kg50 kg/mo
6 Artisans
1 artisan15 artisans30 artisans
0.4%
0.1% (Tight)0.5% (Average Industry Drift)1.5% (Severe)
💡Calculated against current IBJA 22K Hallmarked rate of ₹7,960/g. Excludes stolen sales margins and manual bookkeeping overtime.
Annual Showroom Recovery
₹30,56,640
Estimated metal saved per year (384 grams of pure gold)
Monthly Metal Drift Prevented:32 grams/mo
Reconciliation Hours Reclaimed:54 hrs/mo
Projected Payback Horizon:6 Days
Net Annual Cash Benefit:+₹30,06,650
Includes on-site staff training, scale calibration, and data migration.
Systematic Capability Benchmark
Why Modern Jewellers Are
Replacing Legacy Desktop Software
Comparing Ratnivo against legacy desktop ERPs (Online Munim, JSoft, Auric Suite) and generic non-jewellery accounting packages (Tally, Vyapar).
| Feature / Requirement | Ratnivo Cloud | Legacy ERPs (Online Munim, JSoft, Auric) | Generic Billing (Tally, Vyapar) |
|---|---|---|---|
| Architecture & Access | ✓100% Cloud-Native + Local Offline Cache: Access on PC, Mac, Tablet & Phone | ✕Obsolete Windows desktop software; locked to single in-store PC | ✕Cloud or desktop, but zero jewellery-specific gram primitives |
| Dual Metal Ledger (Grams vs ₹) | ✓Double-entry invariant: Tracks pure milligrams & Rupees simultaneously | ✕Rupee-centric; forces secondary paper "joda-panna" books | ✕Rupees only; zero gram accounting or purity conversion |
| Karigar Job Work & Melting Loss | ✓Digital Jangad vouchers with category ghat tolerance rules & scrap tracking | ✕Basic job card; no policy-driven wastage limits or verified return scale | ✕Not supported; requires separate external spreadsheets |
| Daily Close Reconciliation | ✓3-Minute barcode sweep: Zero gold drift before shutters roll down | ✕Hours of manual counting; often only reconciled monthly or yearly | ✕Cash drawer tally only; no physical metal stocktake verification |
| BIS HUID 2026 Hallmarking | ✓Native 6-character alphanumeric validation, duplicate check & tag printing | ✕Clumsy patch-ons; prone to duplicate or invalid HUID entries | ✕No HUID integration or hallmarking compliance checks |
| Hardware Connectivity | ✓Direct Web Serial with 0.001g scales, Zebra, TSC & Godex tag printers | ✕Requires custom COM-port driver hacks and Windows XP/7 drivers | ✕Supports receipt printers, but no jewellery dumbbell label support |
| Data Security & Cost Masking | ✓Postgres Row-Level Security (RLS) + ABAC masks owner cost basis from staff | ✕Local .MDF/.DBF file prone to ransomware and hard-drive corruption | ✕Standard cloud storage, no jewellery-grade audit trail |
| Explainability & Invariants | ✓Every milligram traceable to actor, document, and approval; variance booked to Suspense | ✕Grams vanish in unrecorded adjustments and manual balance overrides | ✕Basic generic sales charts without metal auditability |
Worried about moving your existing data from Online Munim or Excel?
Our dedicated Ratnivo Saathi onboarding engineering team will migrate your customer list, opening stock, and party ledgers in 48 hours without pausing your counter sales for even 1 hour.
Ground Presence Across India's Trading Capitals
Built for the Way
India's Bullion Hubs Actually Trade
From Zaveri Bazaar B2B Jangad memos to Rajkot precision casting workshops and Ahmedabad bridal showrooms, Ratnivo adapts to your local trading customs, languages, and hardware.
Regional Hub: Maharashtra
Bullion Wholesale, B2B Jangad Trading & High-Street RetailMumbai — Zaveri Bazaar & Bandra
The heartbeat of Indian bullion trading. Enabling rapid memo turnover, party ledger aging, and counter POS across Zaveri Bazaar.
Local Onboarding & Hardware Setup Available in Mumbai
Room for your
next chapter.
A simple plan for every stage of your jewellery business.
Pro
₹4,999/month
Billed monthly
- Everything in Start
- Karigar Ghat & Purity Ledgers
- Approval / Girvi Memo Tracking
- WhatsApp Vernacular Receipts
Trade
₹12,999/month
Billed monthly
- Everything in Pro
- B2B Bullion & Party Ledgers
- Multi-Showroom Central Vault
- Custom Barcode & RFID Integration
Final scope and onboarding are confirmed before you subscribe.
Now onboarding early shops
Ask for access
We set each shop up ourselves, so tell us a little about yours. Five fields, and only the first four are needed.
Unvarnished Ground Truths
A few things
you might be
wondering.
Answers to common questions regarding dual-ledger metal accounting, karigar ghat limits, and offline resilience during festive showroom rushes.
Grams & LedgerWhy do we need a Dual Ledger instead of just tracking Rupees in Tally or Vyapar?
In a jewellery business, the value of gold fluctuates constantly while the physical grams remain constant. If a karigar or customer owes you 50 grams of 22K gold, tracking that debt in rupees exposes you to bullion price volatility and creates unresolvable "joda-panna" reconciliation disputes. Ratnivo keeps two independent ledgers in parallel: a milligram-precision Pure Metal account (BIGINT) and a Rupee financial account (paise), ensuring you know exactly how much metal and money every party owes you at any moment.
Karigar & WorkshopHow does Ratnivo track and prevent gold leakage with Karigars?
When you issue gold to an artisan on a digital Jangad memo, Ratnivo records the exact gross weight, issued purity, and agreed melting loss (ghat) tolerance by category (e.g. casting, filigree, handmade chains). On receipt, the finished pieces and scrap are verified on connected 0.001g scales. Any unexplained variance exceeding the agreed tolerance is routed immediately to the dispute queue rather than quietly written off.
Billing & POSHow fast is counter billing on a crowded festive day like Dhanteras?
Ratnivo Dukaan is optimized for high-volume counter checkout. Placing an item on your connected weighing scale and scanning its barcode tag automatically reads the gross weight, deducts stone weights, applies current gold rates, computes making charges, and calculates the 3% GST split — all in under 15 seconds. Invoices can be shared instantly via WhatsApp or printed on thermal receipt printers.
Migration & SecurityCan we import our existing inventory and party balances from Online Munim, JSoft, or Excel?
Yes, absolutely. We provide guided import templates for existing balances, customer lists, party masters, and opening stock. Additionally, every Pro and Trade showroom receives hands-on onboarding through our Ratnivo Saathi team, who will assist in configuring your thermal tag printers, pairing weighing scales, and shadow-running alongside your legacy software until your daily close is 100% verified.
Billing & POSIs Ratnivo fully compliant with BIS HUID hallmarking regulations in 2026?
Yes. Every piece in Ratnivo includes a validated 6-character alphanumeric BIS HUID code. The system prints BIS compliant dumbbell tags with micro QR codes and ensures invoices display required hallmarking purity certifications and HSN 7113 codes demanded by Indian tax authorities.
Migration & SecurityWhat happens if our showroom internet goes down mid-sale?
Ratnivo uses modern local service-worker caching for critical operational screens. You can continue scanning stock and generating bills locally on your counter device. As soon as connectivity returns, all offline records securely sync back to your cloud ledger without creating duplicate invoice numbers.
Migration & SecurityCan our counter sales staff see our profit margins or cost basis?
Never. Ratnivo uses strict database-level Row Level Security (RLS) combined with Attribute-Based Access Controls (ABAC). Counter staff only see retail rates, making charges, and bill totals. Sensitive fields such as wholesale supplier purchase costs, raw metal acquisition rates, and owner gross margins are cryptographically hidden from non-admin accounts.
Migration & SecurityHow does the 90-Day Assisted Parallel Run & Onboarding work?
We believe software is only as good as showroom adoption. Our Ratnivo Saathi team assists your staff with catalog migration, hardware pairing (scales and tag printers), and 90 days of parallel shadow running alongside your existing books until your showroom achieves a daily close reconciled to zero unexplained variance.